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<p>About the author xi</p> <p>How to use this book xiii</p> <p>Introduction xv</p> <p><b>PART I YOU AND YOUR FAMILY 1</b></p> <p>1 Marriage 2</p> <p>2 Income splitting 4</p> <p>3 Dependant (invalid and carer) tax offset 6</p> <p>4 Children 8</p> <p>5 Payments for new parents 10</p> <p>6 Child care 12</p> <p>7 Low-income earners 15</p> <p>8 Senior and pensioner tax offset 17</p> <p>9 Other government benefits 19</p> <p>10 Family breakdown 23</p> <p>11 Death 25 12 Family trusts 27</p> <p><b>PART II YOUR EMPLOYMENT 31</b></p> <p>13 Car usage 33</p> <p>14 Methods to claim car travel 35</p> <p>15 Travel 37 1</p> <p>6 Uniform 39</p> <p>17 Home office 41</p> <p>18 Other work-related deductions 44</p> <p>19 Keeping those receipts 46</p> <p>20 ATO hit lists 49</p> <p>21 Redundancy 52 22 Working a second job 54</p> <p>23 Salary sacrifice 55</p> <p>24 Fringe benefits 57</p> <p>25 Living-away-from-home allowance 62</p> <p><b>PART III YOUR EDUCATION 67</b></p> <p>26 Claiming self-education expenses 68</p> <p>27 Student loans 72</p> <p>28 Austudy and ABSTUDY 78</p> <p>29 Scholarships 81</p> <p>30 School building funds 83</p> <p>31 Education savings plans 85</p> <p>PART IV YOUR INVESTMENT PROPERTY 89</p> <p>32 Negative gearing 91</p> <p>33 Interest 93</p> <p>34 Depreciation and low-value pooling 96</p> <p>35 Repairs and maintenance 100</p> <p>36 Borrowing and legal expenses 102</p> <p>37 Other rental property deductions 106</p> <p>38 Foreign investment properties 108</p> <p>39 Capital gains tax 110</p> <p>40 PAYG withholding variation 113</p> <p>41 Co-ownership of your investment property 115</p> <p><b>PART V YOUR SHARES 119</b></p> <p>42 Dividends 120</p> <p>43 Shares owned by low income earners 126</p> <p>44 Borrowing to buy shares 129</p> <p>45 Other share deductions 131</p> <p>46 Capital gains tax on shares 132</p> <p>47 Realising capital losses 134</p> <p>48 Inheriting share portfolios 136</p> <p>49 Share traders versus share investors 138</p> <p>50 Rights and options 140</p> <p>51 Employee share schemes 142</p> <p>52 Share portfolios within self managed superannuation funds 144</p> <p>53 Cryptocurrency 146 54 Non-fungible tokens 150</p> <p><b>PART VI YOUR SUPERANNUATION 153</b></p> <p>55 Contribution limits 156</p> <p>56 Transfer Balance Cap 159</p> <p>57 Downsizer Contribution 162</p> <p>58 Compulsory employer contributions 165</p> <p>59 Salary sacrifice 167</p> <p>60 Division 293 tax 170</p> <p>61 Super co-contribution 172</p> <p>62 Transferring foreign super 175</p> <p>63 Self managed superannuation funds 177</p> <p>64 Buying property within SMSFs 180</p> <p>65 Gearing through a super fund 182</p> <p>66 Accessing your super 184</p> <p>67 Transition to retirement 187</p> <p>68 Account-based pensions 189</p> <p>69 Death benefits 191</p> <p>70 Lost or unclaimed super 192</p> <p><b>PART VII YOUR BUSINESS 197</b></p> <p>71 Choosing the right business structure 198</p> <p>72 Tax obligations 203</p> <p>73 Record keeping 206</p> <p>74 Deferring tax 208</p> <p>75 Trading stock 210</p> <p>76 Bad debts 211</p> <p>77 Home-based businesses 213</p> <p>78 Sharing Economy 215</p> <p>79 Employing people 217</p> <p>80 Single touch payroll 220</p> <p>81 Tax concessions and offsets 223</p> <p>82 Selling or closing down 228</p> <p>83 Personal services income 230</p> <p>84 Non-commercial losses 231</p> <p>85 Division 7A loans by private companies 233</p> <p>86 Franchising 235</p> <p>87 Crowdfunding 236</p> <p>88 Loss carry back tax offset 238</p> <p><b>PART VIII MISCELLANEOUS 243</b></p> <p>89 Overseas income 243</p> <p>90 Getting a great tax accountant 246</p> <p>91 Lodging your tax return 248</p> <p>92 Amending returns and objecting to assessments 251</p> <p>93 ATO data matching 253</p> <p>94 Problems paying your tax 257</p> <p>95 Estate planning 258</p> <p>96 Private ancillary funds 263</p> <p>97 Levies 266</p> <p>98 Zone and overseas forces tax offsets 269</p> <p>99 Tax-effective investments 271</p> <p>100 Tax planning as a 365-day process 273</p> <p>101 Just do it! 274</p> <p>Glossary 277</p> <p>Bibliography 295</p> <p>Index 297</p>

<p><b>DR ADRIAN RAFTERY</b> has over 33 years of experience as an award-winning accountant and tax expert. As one of Australia’s leading tax and finance commentators, Adrian regularly appears on TV and contributes to magazines and newspapers. Find out more at www.mrtaxman.com.au.

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