Details

Embedded Finance

When Payments Become An Experience
1. Aufl.

von: Scarlett Sieber, Sophie Guibaud
17,99 €
Verlag:	Wiley
Format:	EPUB
Veröffentl.:	10.05.2022
ISBN/EAN:	9781119891062
Sprache:	englisch
Anzahl Seiten:	256

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Beschreibungen

Titelbeschreibung

Embedded finance is here and having global impact. Are you ready for it? In Embedded Finance: When Payments Become An Experience, veteran growth strategists, entrepreneurs, and fintech disruptors Scarlett Sieber and Sophie Guibaud deliver a thought-provoking and page-turning discussion on the most impactful and exciting trend of fintech yet: embedded finance. In the book, you’ll explore the past, present, and future of fintech, from how embedded finance is being leveraged today by industry heavyweights like Google and Amazon to supercharge their customers’ experience to the offerings of smaller, niche players who stand poised to dominate their own corners of the market as their answer unmet customers’ needs. The authors present: ● Practical examples around the world of how embedded finance is being used today by technology companies and brands to redefine our online and offline retail experiences as we know them ● The key trends, players, and technologies that are paving the way for embedded finance to take a dominant position in our lives ● The role, opportunities, and strategies for banks, technology companies and brands, providing them with all necessary tools to define their own embedded finance strategy ● The impact of embedded finance on society, consumers, companies, and the economy as a whole, highlighting the dominant force that is embedded finance for our future ● An exciting view of how our day-to-day lives will look like in 2030, powered by embedded finance An indispensable and eye-opening exploration of one of the most exciting and influential technologies in development today, Embedded Finance details a revolution in financial services, banking, and technology that has already begun. Are you ready?

Inhaltsverzeichnis

Chapter One The Next Financial Revolution 1 Chapter Two The Origins of Embedded Finance 9 Chapter Three Big Tech and Beyond 45 Chapter Four Embedded Finance in the Offline World 69 Chapter Five The Right Ingredients Are Now in Place 117 Chapter Six A More Sustainable and Equal World 161 Chapter Seven 2030: How Embedded Finance Takes Over the World 197 Acknowledgments 223 About the Authors 225 Index 227

Autorenportrait

SCARLETT SIEBER is Chief Strategy and Growth Officer at Money20/20, the fintech industry’s largest gathering place globally. She is a Senior Advisor to NASA and has a decorated career spanning across financial services and technology. She is a regularly invited contributor to Forbes and The Financial Brand. SOPHIE GUIBAUD is the co-founder and Chief Commercial and Growth Officer at Fiat Republic, a compliance-first banking and payments API for crypto platforms. She has been a trailblazer of embedded finance, having spent the last ten years designing and executing the go-to market strategy of Banking-as-a-Service and embedded finance propositions in several industries.

Back cover copy

PRAISE FOR EMBEDDED FINANCE “Embedded Finance is the future of banking, and particularly of sustainable banking. Scarlett and Sophie have made outstanding work in laying out the options ahead for financial services. This is a must-read for all banking and corporate executives looking to evaluate the opportunities of the future for their organization.” —JAVIER RODRIGUEZ SOLER, Former CEO, BBVA USA; BBVA Global Head of Sustainability “We are going to see financial services being embedded into offline experiences and Goldman Sachs looks forward to being a key part of this. You’re going to see cars paying for gas when you pull up to your gas station, or your refrigerator ordering and paying for groceries that you’re running low on.” —EDUARDO VERGARA, Managing Director, Goldman Sachs “Embedded Finance is in our DNA, it is core to Shopify’s entire strategy. We anticipate that the embedded finance landscape is going to continue to grow as we remove friction points that exist for entrepreneurs across the world. Now is the time to think about your embedded finance strategy.” —TUI ALLEN, Product Director, Shopify “Embedded Finance is an opportunity creator. It is a creator of economic opportunities for people around the world, which is a hugely impactful thing for Stripe to be working on.” —MATT HENDERSON, EMEA Business Lead, Stripe “Embedded Finance is the future and will be mainstream for sure in the next twenty years. You need to build payments, insurance and perhaps completely new financial services naturally into your product. You just need to. It’s what people expect.” —MICHAEL JACKSON, Non Executive Board Director, Volvo and former COO, Skype

Unpublished endorsement

“The next phase of insurance is going to see two directions: embedding insurance into real-world services that can be delivered or accessed digitally, and incorporating real world services as features or benefits into insurance products. Integrated digital providers have shown the path by redefining industry boundaries and bringing together value propositions in a powerful way.” —JONATHAN LARSEN, Chief Innovation Officer, Ping An “Scarlett’s and Sophie’s combined backgrounds give them a unique perspective into the future of this space. Their strategic thinking, operational excellence and deep understanding of key players and technologies afford them background knowledge that few people have mastered. If you want to master it, too, read their book.” —JELENA MCWILLIAMS, Chairman, FDIC “Embedding is not an incremental step forward, it's actually transformative. Eventually it's going to sound goofy to say you're a fintech company when such a large percentage of all technology companies and brands are leveraging embedded financial services. Getting to know about embedded finance is a must for tech and brand executives, and this book is a good place to start.” —MATT HARRIS, Partner, Bain Capital Ventures